Flexible Payment Options

Financing That Works
For Your Budget

Smart Choice Contracting partners with Service Finance to give Long Island homeowners flexible ways to pay for roofing, siding, windows, and gutters — with no surprises.

Choose Your Option

Both offers cannot be combined. Ask your estimator which makes more sense for your project.

0% Interest for 5 Years

Spread your payments over 60 months with absolutely zero interest through our financing partner, Service Finance Company. Get the project done now — pay over time.

No interest for 60 months
Fixed monthly payments
Fast approval process
Available on all services
Powered by Service Finance

Apply Now

Subject to credit approval. Terms and conditions apply. Must mention at time of scheduling.

15% Cash Discount

Pay in full at the time of service and receive 15% off the total project price — our way of rewarding customers who prefer to pay upfront.

15% off the full project cost
No financing required
Applies to all services
Savings applied at invoice

Get a Free Estimate

Not valid with any other offers or promotions. Must mention at time of scheduling.

Financed by Service Finance Company

Smart Choice Contracting works with Service Finance Company, LLC — one of the nation's leading home improvement lenders. Their straightforward application process means most homeowners get a decision quickly, so your project can move forward without delay.

Financing is available for roofing, siding, window replacement, and gutter installation. Ask us about current promotional terms when you request your free estimate.

Questions about financing?

(631) 479-3669

Mon – Fri: 8am – 7pm
Sat: By Appointment

Why Homeowners Choose Smart Choice

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Owens Corning Platinum

One of only 9 on Long Island — unlocking 50-year full labor & material warranties.

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Owner Does Every Estimate

No salespeople. You deal directly with Michael Falco, President of Smart Choice.

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Emergency Repairs Available

Leaks and storm damage don't wait. Neither do we.

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26+ Years Experience

Serving Nassau & Suffolk County since 1997. Licensed in both counties.

Ready to Get Started?

Contact us today for a free, no-obligation estimate. We'll walk you through both financing and cash options so you can make the best decision for your home.

Get a Free Estimate(631) 479-3669

Suffolk County License #HI-62204 | Nassau County License #189141

Financing That WorksFor Your Budget