Roof Insurance Claims Help

A section of damaged roof that needs to be repaired.

Help With Your Claim

Anytime you need to file a claim with your insurance company, this can be something that causes stress. This is certainly the case if you haven’t had to do this before or you don’t know how the process works. Luckily, at Smart Choice Contracting we are familiar with how claims are handled, and we have experience with a number of insurance providers. In other words, we can be an ally for your roof insurance claim in Huntington, NY and all of Suffolk and Nassau Counties. We can be there to get you through the process as easily as possible, without you having to navigate it by yourself. If this sounds good to you, reach out to us at (631) 479-3669 for more information.

Getting Through Claims

Once you know that you need to file a roof damage claim, the first thing you should do is talk to your insurance company or adjuster. You will likely need to talk to your roofing contractor as well, so they will be able to provide an estimate, and ultimately accomplish the work that needs to be done. If you do not have a company that you already work with, we can always help you out. We utilize some of the best products out there, and we also specialize in asphalt shingle repair. Our team is qualified to help with both roof repairs and roof installations, so we can be of assistance with jobs of all sizes.

What type of roof damage may be covered by insurance?
There are numerous types of damage that may be covered in your insurance policy, granted that your roof was damaged because of unforeseen or unavoidable circumstances. This includes things like fires, storms, and other natural occurrences. It is unlikely to protect you if you haven’t kept up with the maintenance on your roof over the years. Be sure to read your policy, so you’ll be aware of the specific terms of your home insurance.
Do I call my roofer or my insurance company first when I need to file a claim?
This is up to you. If you already work with a skilled roofer, you may want to talk to them first. They will be able to provide an estimate, and, in some cases, guide you through the entire claims process. If you talk to your insurance company first, they will be able to inform you about roofers that work within your area, which is helpful if you don’t already have a contractor that you work with.
Should your roofer meet with your insurance adjuster?
When possible, it can be beneficial for your roofer and your adjuster to meet and talk about specifics. Even if they do not meet in person, they may want to talk on the phone to each other, especially if you intend to use the same company for the estimate and for the repairs. In some instances, when you let your roofer talk to your insurance company, they will be able to fast-track the repairs for you.

Chat With Us Now

A roof storm damage claim is something that no one wants to have to consider, but keep in mind that it can affect anyone at any time. If you need to be sure that your roof is repaired properly and quickly, this is in our wheelhouse. We would like to help you with your roof insurance claim in Huntington, NY and all of Suffolk and Nassau Counties. We are skilled when it comes to fixing storm damage, or for emergency repairs. Let us show you how experienced we are when it comes to making your roof whole again. Call us at (631) 479-3669 to talk to us, for advice, or when you need a reliable estimate for your insurance company. We’ll be there for you!